<p>Dear Prof Noni Afrianty</p><p>Editor in Chief</p><p>Al Intaj : Jurnal Ekonomi dan Perbankan Syariah</p><p> </p><p>Assalamu’alaikum</p><p>We would like to submit a new manuscript entitled “Sharia Issues in Mudharabah Collateral and Transformation of its Implementation towards Islamic Bankingâ€ for consideration by your journal. We confirm that this work is original article and has neither been published elsewhere nor currently under consideration for publication elsewhere.</p><p> </p><p>This study, to the best of our knowledge, is the first article who consider the permissibility of Collateral in Mudharabah Financing on Islamic Bank. As we know that this information is very important for improving Islamic economic law in modern era.</p><p> </p><p>Please address all correspondence concerning this manuscript to me at</p><p>3210130013<a href="mailto:kusnoto_smg@yahoo.com">@student.uinsgd.ac.id</a> or <a href="mailto:kusnoto_smg@yahoo.com">kusnoto_smg@yahoo.com</a> or phone 082287671960</p><p>Thank you for your consideration of this manuscript.</p><p>Wassalamu’alaikum</p><p> </p><p>Sincerely,</p><p>Kusnoto</p>