Ansori, Miswan. „Perkembangan dan Dampak Financial Technology (Fintech) terhadap Industri Keuangan Syariah di Jawa Tengah‟, Wahana Islamika: Jurnal Studi Keislaman, 5.1 (2019): 31–45 

Antara, Purnomo M., Rosidah Musa, and Faridah Hassan. „Bridging Islamic Financial Literacy and Halal Literacy: The Way Forward in Halal Ecosystem‟, Procedia Economics and Finance, 37.16 (2016):196–202  

Ekonomi, Departemen, and Keuangan. Literasi Ekonomi Syariah. Departemen Ekonomi dan Keuangan Syariah: Bank Indonesia, 2020 

Er, Bunyamin. „Financial Inclusion and Islamic Finance: A Survey of Islamic Financial Literacy Index‟, Uluslararası İslam Ekonomisi ve Finansı Araştırmaları Dergisi, 3.2 (2017) 

Ghozali. Aplikasi Analisis Multivariete Dengan Program IBM SPSS. Semarang: Badan Penerbit Universitas Diponegoro, 2016 

Indonesia, Perbankan. „Booklet Perbankan Indonesia 2016‟, Otoritas Jasa Keuangan Departemen Perijinan Dan Informasi Perbankan, 3 (2016): 292 

Mulasiswi, Cut Musni; Julialevi, Karina Odia, „Optimalisasi Financial Teknologi ( Fintech ) terhadap Peningkatan Literasi dan Inklusi Keuangan Usaha Menengah Purwokerto‟, Performance, 27.1 (2020): 12–20 

Nuryakin, Chaikal, Lovina Aisha, Natanael Waraney, and Gerald Massie, „Financial Technology in Indonesia : A Fragmented Instrument for Financial Inclusion ?‟, LPEM-FEB UI Working Paper .036 (2019): 1–9 

Rahim, S. H. A., Rashid, R. A., Hamed, A. B, „Factor Analysis of Islamic Financial Literacy and Its Determinan: A Pilot Study‟, International Soft Science Conference (ISSC), (2016)  

Riset, Jurnal, Muhadjir Anwar, Eko Purwanto, and Kata Kunci, Keuangan Inklusif dan Literasi Keuangan ( Studi Pada Sentra Industri Kecil Di Jawa Timur )‟, 17.2 Journal Of Research In Economics And Management, 17.2 (2017): 273–82 

Sanistasya, Poppy Alvianolita, Kusdi Raharjo, and Mohammad Iqbal, The Effect of Financial Literacy and Financial Inclusion on Small Enterprises Performance in East Kalimantan‟, Jurnal Economia, 15.1 (2019): 48–59  

Sari, Adinda Novita, and Achmad Kautsar, „Analisis Pengaruh Literasi Keuangan, Financial Technology dan Demografi Terhadap Inklusi Keuangan Pada Masyarakat Di Kota Surabaya‟, Jurnal Ilmu Manajemen Universitas Negeri Surabaya, 8.4 (2020) 

Setiawati, Rike, Sulaeman Rahman Nidar, Mokhamad Anwar, and Dian Masyita, „Islamic Financial Literacy : Construct‟, Academy of Strategic Management Journal, 17.4 (2018):1–12 

SNKI, Buletin, „Negara Hadir Perkuat Ekonomi Kerakyatan Melalui Kur Khusus Peternakan Rakyat‟, (2019): 1–10 

Sohilauw, Muhammad Irfai, „Moderasi Inklusi Keuangan Terhadap Hubungan Literasi Keuangan Dan Keputusan Struktur Modal UKM‟, Jurnal Bisnis Dan Manajemen (Jbima), 2.31 (2019)  

Sugiyono, Metode Penelitian Kuantitatif, Kualitatif, Dan R&D, Bandung: Alfabetha, 2015 UMKM, Departemen Pengembangan Akses Keuangan, Booklet Keuangan Inklusif, Bank  Indonesia, 2016 

Xue, Peng, Zhibin Wang, Rui Zhang, Yaoli Wang, and Shun Liu, "Highly Efficient Measurement Technology Based on Hyper-Spectropolarimetric Imaging‟, Zhongguo Jiguang/Chinese Journal of Lasers, 43.8 (2016): 107–28  

Zaman, Zunaira, Bilal Mehmood, Rashid Aftab, Muhammad Shahid, and Yasir Ameen, "Role of Islamic Financial Literacy in the Adoption of Islamic Banking Services: An Empirical Evidence from Lahore, Pakistan‟, Journal of Islamic Business andManagement (JIBM), 7.2 (2017): 230–47